With Old Mutual insurance and life cover you can never go wrong, because they are the most well-established and largest provider of financial services in South Africa. They also have a partnership with Mutual & Federal (M&F) and Nedbank which are two subsidiary companies under their group banner in our country. This gives them the opportunity to offer a wider variety of financial services and products. This includes life insurance, investment, banking, asset management, general insurance and health care. Not only businesses and corporates or institutions benefit form their client base, but individuals too. They have highly trained professional staff which are always ready to help you with any form of financial product you are interested in. These professional financial ad visors stay at the top of their game by always attending new training courses as the law and technology changes. Their life insurance offers great value for money which offers great benefits and value and the cover starts from R50 000.

Watch this video on Old Mutual Retirement plans

They offer a range of plans which we will get into now and when you opt for Old Mutual insurance and life cover you can have peace of mind should anything happen to you. They offer the Pure Life, Life & Disability and Accidental Death & Disability Plans which help you to stay in the market as you go through life’s challenges. They also offer the Premium Holiday and Start Again Benefits which will help you to keep your Life Plans active when you are in a position where you can’t pay your premiums. Another great benefit is a money back guarantee (premium back) as well as a cash back benefit. Firstly you should identify your needs and to help you with this you can use the Features and Benefits comparison table to make the right choice to cover your individual requirements. Secondly you must make a decision on how much you can afford to pay each month. This monthly premium will buy you an amount of benefit, which will be paid out to you or your beneficiaries in the case of death or disability. This can be a great benefit to help you to change your home according to your specific disability or to safeguard the financial future of your loved ones.

For the Pure Life Plan and Life & Disability Plan the highest beneficial amount is R500 000 to cover each life and for the Accidental Death & Disability Plan the benefit amount is R250 000 for each life. The Greenlight Life Insurance will protect your family when you are no longer around. It offers a death benefit which will pay a lump sum to make sure that your debt, estate, dependants, business, duty and other needs will be taken care of if you should die. It also offers an accidental death benefit which also pays a lump sum if you should die in accidental circumstances and no medical testing will be necessary. The final expenses benefits provides cash that will be available to cover final expenses like relatives who have to travel to the funeral, the burial itself as well as clearing all debts for example credit cards. Your partner, biological or legally adopted children and up to four extended family members which includes your parents, can be covered. Furthermore the Care4U benefit is accessible freely to all beneficiaries covered with a Greenlight benefit and covers almost all type of risks. For more information we advise you to contact a financial advisor regarding the Old Mutual insurance and life cover or browse the Internet.